Education Loan
Fund your study abroad dream with the right loan.
Compare offers from 15+ banks & NBFCs. Secured or unsecured loans up to ₹1.5 Cr at the lowest interest rates — sanctioned in days, not weeks.
Indicative only. Actual EMI varies with lender, profile & charges.
Why Insperion
Loans designed around your journey.
We negotiate with lenders so you get the lowest rate, fastest sanction and the right loan structure for your destination.
Loans up to ₹1.5 Cr
Cover tuition, living, travel & more for top universities worldwide.
Best Interest Rates
Compare offers from 15+ banks & NBFCs and pick the lowest EMI.
Secured & Unsecured
Loans with or without collateral, tailored to your profile.
Fast Approvals
Sanction letters in as little as 3–7 working days.
100% Financing
Tuition + living expenses fully covered for eligible students.
Dedicated Loan Expert
One counsellor handles your case end-to-end — no runaround.
Secured Loans
Backed by collateral — property, FD or government securities. Lowest interest rates and highest loan amounts.
- Loan amount up to ₹1.5 Cr
- Interest rates from 8.5% p.a.
- Repayment tenure up to 15 years
- Available for all countries & courses
Unsecured Loans
No collateral required. Approved on the strength of your admit, course and co-applicant profile.
- Loan amount up to ₹75 Lakh
- Interest rates from 10.5% p.a.
- Quick sanction in 3–7 days
- Best for top-ranked universities
How it works
From query to disbursal in 4 steps.
Free Profile Evaluation
Share your course, country & co-applicant details. We assess eligibility instantly.
Compare Loan Offers
Get multiple sanction offers from banks & NBFCs side-by-side.
Document Assistance
Our experts help you prepare and verify every required document.
Sanction & Disbursal
Loan sanctioned in 3–7 days, disbursed directly to your university.
Our Lending Partners
15+ banks & NBFCs, one application.
- SBI
- Bank of Baroda
- Union Bank
- PNB
- HDFC Credila
- ICICI Bank
- Axis Bank
- IDFC FIRST
- Avanse
- Auxilo
- InCred
- Tata Capital
- Prodigy Finance
- MPower Financing
- Earnest
- Sallie Mae
Documents Checklist
Everything you'll need, simplified.
We'll verify and organise your documents to make sanction effortless.
Get Document Checklist- KYC of student & co-applicant (Aadhaar, PAN, Passport)
- Admission / offer letter from university
- Academic mark sheets (10th, 12th, UG)
- Test scores (IELTS / TOEFL / GRE / GMAT)
- Income proof of co-applicant (ITR, salary slips, bank statements)
- Collateral documents (for secured loans)
FAQs
Common questions
How much education loan can I get for studying abroad?+
You can get up to ₹1.5 Cr through secured loans and up to ₹75 Lakh through unsecured loans, depending on your university, course and co-applicant profile.
Do I need collateral for an education loan?+
Not always. Unsecured loans (without collateral) are available from many private banks and NBFCs for top-ranked universities. We help you choose the right option.
What expenses does the loan cover?+
Tuition fees, living expenses, travel, laptop, books, health insurance and other study-related costs are typically covered.
When do I start repaying the loan?+
Most lenders offer a moratorium period — course duration plus 6–12 months — before EMI repayment begins.
Does Insperion charge for loan assistance?+
No. Our education loan counselling is completely free for students who apply through Insperion.
Ready to apply?
Get your education loan sanctioned with Insperion.
Free consultation. No obligation. Best rates guaranteed across 15+ lenders.